For almost 150 years, Carroll Community Bank has been working side by side with our neighbors to help them buy, build or refinance their homes. Our local mortgage experts work with you to create a personalized loan that fits your specific needs. Carroll Community Bank will navigate you through your specific needs with local expertise and local decision making - combined with an outstanding customer experience.
Contact us at 410-795-4300 or toll free at 866-293-1968 to get started!
Mortgage Center Links
Kim Heffner
NMLS# 783540
443 255 6944
kheffner@carrollcobank.com
Kim has built her business and reputation by providing the best possible experience for every customer. She brings 20 years of local expertise helping customers navigate loan options for refinance, purchases, renovation and construction. She will not only help you find the right loan for your needs but also make the process as smooth as possible – with open, clear and detailed communication to ensure you are educated and informed throughout the entire lending process.
Kim’s understanding of the local market provides a unique advantage to her customers. By knowing the local landscape, she can help maneuver you through the mortgage options such as First Time Homebuyers, FHA, VA and conventional loans.
Call Kim at 443-255-6544 or email her at kheffner@carrollcobank.com to get started today!
Fixed Rate Loans | ||
30 yr Fixed | ||
Rate | APR | Points |
2.750% | 2.816% | 0.000% |
15 yr Fixed | ||
Rate | APR | Points |
2.375% | 2.495% | 0.000% |
Home Equity Loans | ||
Home Equity- Customer paid Closing Costs | ||
Rate | APR | Points |
3.750% | 3.750% | 0.000% |